Ever since founded in the service of enterprise nearly 160 years ago, we have played an active part in the development of the societies and markets in which we operate. We have long been the bank of choice for large corporate customers and institutions in Sweden and, increasingly, in the other Nordic countries. Our way of doing business is based on understanding customers' needs from a long-term perspective and building close partnerships. At SEB we offer advisory services, high-quality products and services and share our expertise and know-how with customers. Together with our strong financial position this contributes to competitive and sustainable profitability, to the benefit of our shareholders.